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What You Need to Know Before Looking for a Home The most important thing when buying a home is getting approval in the 🏠home loan “Final Review” (Honshinsa=本審査). Honestly, other things are not important right now, including the house itself. The reason is simple: you cannot buy a home without money. 💦 When you buy a home in Japan, the home loan “Final Review” (Honshinsa=本審査) makes the final decision. Wanting a home is not enough to get a loan. The Pre-screening and the Fina

Japan’s Permanent residence permission system You may already know this, but around April next year, changes are planned in the way Japan’s permanent residence permission system is handled. At the same time, the procedures for buying a home, including home-loan approval conditions, may also change. I am telling the same thing to other people too, but honestly, there is still a chance now. This chance Of course, you do not need to buy a home right away. However, if you have ev

When you buy a home in Japan using a home loan, a Teitoken (抵当権) may be registered. This is a difficult Japanese word, but it is a common system for home loans. Teitoken (抵当権) A Teitoken is the right of the financial institution that lends you the home loan. It uses the land and building as security in case you cannot continue paying the loan. “Security” means something that helps the lender recover the money it lent if you cannot repay the loan. Simply put, if your loan paym

Many foreign residents in Japan worry “Can I get a home loan without permanent ?” The answer is: maybe yes. Even without permanent residency, some banks may still consider your application. Banks don't look only at permanent residency. They usually check your overall situation. What banks often check ✅ Visa Status Status of residence without employment restrictions. ・Spouse of Japanese National ・Spouse of Permanent Resident ・Long-term Resident ✅ Employment Status "Seishain",

1st, Please check this video This is easy-understanding video The first step When people want to buy a home, many of them start by looking for houses. But if you plan to buy a house with housing loan, that is not the first step. The first step is housing loan pre(1st)-screening. Why ? Housing loan is very different from a car loan, a credit card loan, or a phone payment plan. The amount is much bigger, and the repayment period is much longer. The bank checks very carefully. S

1st, Please check this video This is easy-understanding video The first step When people want to buy a home, many of them start by looking for houses. But if you plan to buy a house with housing loan, that is not the first step. The first step is housing loan pre(1st)-screening. Why ? Housing loan is very different from a car loan, a credit card loan, or a phone payment plan. The amount is much bigger, and the repayment period is much longer. The bank checks very carefully. S

1st, Please check this video This is easy-understanding video Before Buying a House, Get Home Loan Pre-Approval First When you want to buy a house, the first step is not looking at houses. The first step is home loan pre-approval A home loan is harder than a car loan or a credit card loan. The amount is much bigger, and the repayment period is much longer. That is why the bank checks very carefully. So, not everyone gets approved for a home loan. This means that even if you w

Design for like a your home country PLAN 5 bedroom and 2 bathroom FLOOR AREA 1F / 73.07㎡ 2F / 91.04㎡ Total 164.79㎡ EQUIPMENT Kitchen...

Design for like a your home country PLAN 3 bedroom and 1 bathroom FLOOR AREA 1F / 57.57㎡ 2F / 57.57㎡ Total 115.14㎡ EQUIPMENT Kitchen...