GUIA DESIGN OFFICE

Requirements Even with permanent residence, passing a home loan screening is difficult for foreigners. It's even more difficult without permanent residence. The requirements are as follows: ✅ Down Payment At least 20% of the property purchase price. ✅ Visa Status Status of residence without employment restrictions. "Spouse of Japanese National," "Spouse of Permanent Resident," or "Long-term Resident." ✅ Japanese Proficiency Ability Basic conversational Japanese and reading co

1st, Please check this video This is easy-understanding video The first step When people want to buy a home, many of them start by looking for houses. But if you plan to buy a house with housing loan, that is not the first step. The first step is housing loan pre(1st)-screening. Why ? Housing loan is very different from a car loan, a credit card loan, or a phone payment plan. The amount is much bigger, and the repayment period is much longer. The bank checks very carefully. S

1st, Please check this video This is easy-understanding video The first step When people want to buy a home, many of them start by looking for houses. But if you plan to buy a house with housing loan, that is not the first step. The first step is housing loan pre(1st)-screening. Why ? Housing loan is very different from a car loan, a credit card loan, or a phone payment plan. The amount is much bigger, and the repayment period is much longer. The bank checks very carefully. S

1st, Please check this video This is easy-understanding video Before Buying a House, Get Home Loan Pre-Approval First When you want to buy a house, the first step is not looking at houses. The first step is home loan pre-approval A home loan is harder than a car loan or a credit card loan. The amount is much bigger, and the repayment period is much longer. That is why the bank checks very carefully. So, not everyone gets approved for a home loan. This means that even if you w

It is simple and not difficult. 1st, Please check this video This is easy-understanding video When buying a house Owning your own house...

There are several check items in the screening . Check items Banks (financial institutions, etc.) will check the following. 1️⃣ Loan...

It depends on your situation. Variable and Fixed About interest rate, there are variable and fixed. Variable interest rate Interest rates...

It means how much you can borrow. How much will the bank lend you The bank decides it. It is based on your situation, loan history,...

There are several housing loans for foreigners. General bank requirements 　 There are some important requirements when you will do...

You just do what you can do now. Process There are many process for owning a house but, you dont't have to worry about it. Now, you just...

Secret to success The secret to owning a house is... " just do it" or " not do it " It may seem simple, but it's actually quite...

CIC-Credit Information Center is a credit reference agency. Loan record They manage personal credit information (past and current loan...

There are several reasons. The reasons I think you fit into one of the following categories. 1️⃣ You have'nt paid until loan payment...

If you have a loan, there are often conditions for approval when 2nd screening is approved. Certificate of completion The condition is to...

When approval condition is payment of car balance. Choice 1️⃣ Prepare money and pay off car loan balance 2️⃣ Sell your car and get rid of...

Reservation is a mutual promise between you and the owner. Reservation If you look inside a house and want it, you will tell the owner "...

There are several check items in the screening . Check items Banks (financial institutions, etc.) will check the following when reviewing...

Concept of total house cost The total cost of the house is the sum of house price and various expenses. Various expenses are the money...

Once the owner accepts your reservation, the next step is to sign the contract. Preparation The contract date, contract location,...

If you pass 2nd screening with condition that you pay loan balance, you have to pay it until bank interview. Procedure 1️⃣ Contact the...