There are two ways of housing loan examinations.
A. Can you buy a house that you like ?
B. How much can you borrow housing loan ?
In case of A
/ Can you buy a house that you like ?
The bank has only two replies, OK or NG.
If the reply is NG, the examination will end.
A is the way a housing company wants to sell a house. So in the case of NG, the company can't sell you a house and then doesn't suggest anything to you.
In case of B
/ How much can you borrow housing loan ?
You know how much you can borrow, so you can buy your favorite house within that range.
B is your way of thinking. You can buy a house that fits the amount you can borrow.
Which is better?
We think it has been decided to be B.
We suggest only B.Because it's for you.
If you will try housing loan examination, please tell us, GUIA DESIGN OFFICE
Please feel free to contact us.