top of page

The reason for not applying housing loan examination


There are several reasons why you don't pass loan examination.

The reason

The most common reason is

"Did'nt meet the loan payment deadline."

・ You have to pay the loan on the 25th of every month. Hoiwever, you paid it on 28th, 29th..or next month.

・ You did this many times, not just once.

・ You couldn't pay the monthly loan, so you didn't do anything. As a result, your credit card, keitai loan etc was stopped.

Loans include all loans. Car loan, credit cards, and mobile phone terminals are also loans. If you buy the mobile phone in installments, you will still get a loan.

Credit card installments and revolving payments are also loans.

Please think of it as a loan if you don't buy the item at once, but pay it in installments.

・Now I'm paying on time.

・I paid everything now.

It's not good because you paid. There is a problem with the late for loan payment.


If you are in that situation, it is better to correct your loan information.

Your loan information is shared by all loan companies and banks. So if your loan information is bad, you need to correct this.

Unless you correct that information, you will continue to fail your loan examination. Conversely, if you correct the information, you have a chance.

Housing loan examination is most difficult loan for all examinations. If you've done a few housing loan examinations but you didn't pass them, we recommend that you should get your loan information.

With that information, you can get a rough idea of why you didn't pass houjing loan examination.

If you don't pass the housing loan examination several times, we will advie according to your situation.

If you want to ask about this in detail,

please send a message to


Please feel free to contact us.


bottom of page