If you have experienced a delay in loan payment.
If you have been late for one of the past seven years, a big negative factor in judging. It applies to all loans such as car loans, credit cards and mobile phones. The delay itself is a problem.
If you repeat it many times, you will not be able to borrow a housing loan for up to seven years. From ordinary time, we recommend paying by bank withdrawal or credit card settlement.
It is the biggest check item in the bank examination of the housing loan.