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Put simply

If you really want to have your own house, you have to challenge.

Challenge is 

"You just do bank examination"

If you will challenge,

6 month later

12 month later

If you will think only

<you do nothing>,

6 month and 12 month later

Your situation dose not change.

So it is better to challenge, not to do so.

Challenge is

"You just do bank examination"

If you want to know more,

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please feel free to contact us.

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