最終更新: 7月3日

to have your own house in Japan.

The most important thing in planning a house is housing loan.

The reason is simple.

・If you don't have money, you cannot buy a house.

・It is difficult for Japanese, especially for foreigners.

Housing loans are different from other loans. Cars, cell phones, air conditioner etc .. these loans are very easy. Anyone can apply them. 

Housing loan examination is 2-3 times in all. 1st is simple, however 2nd is difficult. Even if 1st is OK, howver there are many cases that 2nd is NG. 

So, we recommend that you will try 1st examination.

You do not have to buy a house even if 1st is OK. Also, there is no problem if the house is not decided.

This is the examination process.

1st examination / simple and easy

⇒If 1st is OK,  it is start to your house planning, and there is about 50% chance that you can buy a house.

2nd examination / detail and difficult

⇒If 2nd is OK, you will know the various conditions, and there is about 80% chance. (If it ends here, there is no 3rd time and chance is about 100%.)

3rd examination

⇒If 3rd is OK, there is about 100% chance.

First of all,

I think it is important to challenge for 1st.

Next, I will explain how to do in detail.

If you have any perspnal questions, please send us a message to,


Please feel free to contact us.

© 2020 by GUIA DESIGN OFFICE   Ibaraki Association of Architectural Firms B5464 2809

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